Recent Storm Damage Posts
The Right Way To Restore Water Damage After a Roof Leak
Mold after storm damage.
Water Damage Restoration
Water damage to your commercial building in Bothell, WA, comes in many shapes and forms, from minor water leaks to true catastrophes. A roof leak is one of the more common avenues whereby water penetrates your building envelope. As with everything, there is a right way and a less effective way to handle incoming water from your roof system. A trained and experienced storm mitigation franchise in your area is likely to have this scenario down to an efficient process.
First Things First
An experienced crew will arrive quickly at your property and do a fast inspection and assessment of the entire situation. They will then develop a plan to deal with the roof leak and other concerns. They will prioritize what should be done first, focusing on the following concerns:
- The safety of all employees and customers
- The presence of standing water
- The repair of the damaged roof
- The removal of water with wet vacuums
- The drying out of wet areas
By following an orderly process, technicians will complete the most important jobs first. This is done to limit damages and to prevent additional damages.
Last Things Last
When the situation is under control, the technicians will make sure things are in place for a successful restoration of your building. They will replace missing shingles on the roof if necessary. Workers will use safe and effective cleaning agents to wipe down surfaces and remove unhealthy residues caused by the incoming water. Wet materials will be thrown out, and the restoration of damaged drywall and other structures will be completed. They will make sure all odors have been addressed, and that no moist areas remain to allow for mold growth. The roof leak will be closed so that any subsequent storms will not result in water damage. An orderly process by restoration professionals is the smart way to beat any form of storm damage.
Flooded Home in Stanwood
Here at SERVPRO of Seattle Northwest - SERVPRO of Shoreline/Woodinville we work closely with other SERVPRO franchise's when the need arises. We received a call from our close friends from SERVPRO of Skagit County to assist a family with a devastating water loss they had to their home while they were away on vacation. A bathroom sink had sprung a leak on the top floor of their home, flooding almost every room in their house.
We worked tirelessly in conjunction with SERVPRO of Skagit County and the customers insurance to ensure that all their needs were met in a timely and professional matter. The project went smooth and the customer was completely satisfied with the results. One of the most satisfying parts of our job is bringing happiness back to a family that has lost so much.
Prepairing for the Rain
Your Shoreline home's gutters help catch rainfall and ensure that it stays far away from the foundation of your home. However, they can't effectively perform their job if they're clogged with ice or debris that piled up over the course of the seasons. Clean gutters by spraying a hose through them from the bottom up. You can also use a trowel to scoop out anything that's clogging your gutters, or purchase a cleaning tool specifically designed for your gutters and attach it to your hose.
Before the rainy season begins, it's crucial that you check your home for signs of leakage. It's best to fix a leak early on, as leaving it to worsen could result in flooding, mold and mildew, and even collapsed ceilings. Scan your ceilings for water marks and look for peeling paint. You should also venture outside of your home and look at your roof for telltale signs. Check out the ridges and see if there are any cracks. Look for loose, curled or missing shingles, which can signal roof damage and allow water to enter the home.
Top 6 Ways to Protect Your Home From Wind Damage
Top 6 Ways To Protect Your Home From Wind Damage In the Seattle Northwest
Wind storms can be very damaging to your home or property if you are not prepared. Unfortunately, we rarely get much warning before a large wind storm so it is critical to prepare your home ahead of time. Routinely checking, fixing or updating areas around your Shoreline home can make the difference between a hundred dollars and thousands of dollars in damages.
Here are six ways to prepare your home before the next storm hits Seattle:
- Is your roof in good shape?
- Your shingles should be nailed down properly and all secured together.
- Replace any missing shingles immediately.
- Make sure your garage door is secure.
- Sometimes this means hiring a company to inspect your garage door to ensure it is properly secured and functioning well.
- Secure all outdoor items.
- Grills, patio furniture, trampolines, etc. These items can cause a lot of damage if the wind is strong enough to pick them up.
- Ensure your gutters are properly secured and clean them out regularly.
- Clogged cutters can create water damage to your house. They are also more likely to break in a high wind storm if they are weakened by heavy debris.
- Are your windows storm proof?
- Installing storm proof windows can make a big difference in protecting your home from high winds and hail from a storm.
- If you don’t have storm proof windows, consider installing steel or aluminum shutters on your windows or sliding doors to protect them from flying debris.
- Remove or trim/maintain trees around your home.
- Trimming your trees of dead wood can help prevent large branches falling during a wind storm.
Be sure to routinely check and maintain your home so you are ready before the next storm hits the north west. However, if you do find yourself in need of help after a storm, call SERVPRO of Seattle Northwest. We specialize in restoration and water damage repair in the Seattle Northwest area. Call us after a storm and let us take the stress off of your family! We will make sure it's "Like it never even happened."
Sump Pump Maintenance
A sump pump can be very effective at keeping your Richmond Beach, WA, basement, or crawlspace from overflowing
Sump Pump Maintenance
A sump pump can be very effective at keeping your Richmond Beach, WA, basement, or crawlspace from overflowing. However, they are usually not in the living areas of the home and are frequently forgotten about until they stop working. Fortunately, maintaining the pump is generally pretty easy.
An important part of pump maintenance is keeping the pump clean. The following parts should be checked regularly for debris:
- intake screen
- sump pit
In addition to checking these areas routinely, it is a good idea to take the pump out of the sump pit once a year and do a thorough cleaning of both the pump and the pit.
In addition to keeping the sump pump clean, it is important to test it. To do this, pour a bucket of water into the sump pit and make sure the pump activates and drains the water properly. Additionally, check that the power cord is free of damage and that the outlet is working. These pumps are usually connected to ground fault circuit interrupter (GFCI) outlets, and sometimes those types of outlets turn off. If the pump has a backup battery, be sure to test them routinely and change them as directed by the manufacturer.
Other Maintenance Tasks
There are a few other things to watch for when examining your pump. Make sure the pump is upright in the sump pit. Look for rust and other signs of corrosion. Check that the float ball can move freely. If you are uncomfortable performing any part of the pump maintenance yourself, find a reliable contractor to perform the inspections and maintenance for you.
Even a well-maintained sump pump can malfunction, leaving you with a flooded basement or crawlspace that can lead to further complications, such as mold damage. Fortunately, a certified restoration service can help you get your home back to normal quickly and safely.
Important Things To Know About Commercial Flood Insurance
Flooded building in Kenmore, WA
You might not be aware that your commercial property insurance policy does not typically cover damage from a flood. The truth is, you need a special policy to get flood insurance, and this is administered by and available through the federal government's National Flood Insurance Program. You do not buy directly through the NFIP, but go through an insurance agent to purchase this policy. (Some private insurers do provide flood insurance, though this is a less common source.) In many situations, you are not required to have insurance that covers flooding, but some situations make it mandatory. This is the case if your commercial property is in a flood zone and you have a mortgage with a federally insured lender.
More Facts on Flood Insurance
This type of policy covers damage to your buildings and its content in the case of a flood. A flood is defined in the following language:
- Waters must cover at least two acres or affect at least two properties
- The water must come from below
- The water or mud comes from overflowing rivers, storm surges, melting snow or ice
Other common flooding scenarios include broken dams or levees or faulty storm drain systems. Such things as damaged septic systems away from your building and landscape damage will not be covered, nor will destruction of company vehicles. Your regular commercial insurance policy should cover damages from roof leaks, lightning, hail and ice dams.
A 30-day waiting period applies to new flood insurance policies. The policy is capped at $500,000 per building and $500,000 for its contents. As a business owner in Kenmore, WA, you can take other steps to protect your company from flooding. Preparation and planning can reduce your vulnerability to a storm. Partnering with a local storm remediation team that can be on site fast could reduce any business interruption your company faces. A fast cleanup and recovery by professionals could help your company survive a flood.
Everything You Need To Know About Commercial Flood Insurance
Commercial flood insurance can protect your Richmond Highlands, WA, business following storm damage
If you own a business that is affected by a hurricane or heavy rain, you may have to spend some of your profits on repairs. Thankfully, commercial flood insurance is available to help you pay for the cost of storm cleanup and restoration services. Below is more information on this type of insurance.
What Is Covered by a Flood Policy?
This type of insurance covers flood damage that affects multiple properties or acres. Typical causes of flooding include:
- Storm surge
- Snow melt
- Blocked storm drains
- Broken levees or dams
- Overflowing streams and rivers
- Prolonged or heavy rain
A flood policy also usually covers mold growth, though there are exceptions. Your insurer may deny your claim if you failed to take steps to mitigate the damage.
What Is Not Covered by a Flood Policy?
Any areas outside your property, including septic systems and landscaping, are not covered by a flood policy. A typical policy also excludes business interruption costs and company vehicles.
How Do You Get a Flood Policy?
Your typical commercial insurance policy likely does not include flood coverage. However, you can purchase a separate policy from the National Flood Insurance Program. Simply contact an insurance professional who is familiar with NFIP policies.
How Much Coverage Do You Get?
A commercial flood policy usually includes $500,000 for the structure and $500,000 for the items inside it. If you are worried about more severe damage to your business, you can buy additional coverage.
Who Needs a Flood Policy?
Depending on where your business is located, you may be legally required to purchase a flood policy. Specifically, those who own a company in a flood-prone area must buy this type of insurance in order to obtain a mortgage from an insured or federally regulated lender.
Commercial flood insurance can protect your Richmond Highlands, WA, business following storm damage. While it may cost you extra money now, it could save you from spending money on expensive flood cleanup in the long run.
3 Tips To Make Handling a Canceled Flight Easier
No one enjoys a canceled flight, but it can be wise to prepare just in case
Things You Can Do If a Storm Causes a Delayed or Canceled Flight
Whether you're leaving your home in Bothell, WA, to travel for work or for leisure, an issue with your flight can be frustrating. However, there are several things you can do to keep calm and comfortable if a storm causes a delayed or canceled flight.
1. Strategically Pack Your Carry-On
What you pack in your carry-on can make a big difference if your flight is delayed or canceled. Bringing extra clothes can ensure that you're comfortable wherever you go, and keeping your toothbrush and toothpaste with you can help you to feel refreshed. It's also generally useful to bring along something to keep you entertained while you wait at a hotel or at the airport, such as a book, your phone, or crossword puzzles.
2. Ask Your Airline About Compensation
Though every airline has different policies, it's often helpful to inquire about your airline's compensation policy if your flight is delayed or canceled. Some airlines will cover the cost of connecting flights or will offer a voucher for a hotel, taxi, or food. Even if you don't receive compensation for your delayed or canceled flight, it's often useful to contact the airline in order to receive help rebooking your ticket.
3. Ask a Friend or Family Member To Check On Your House
After a storm causes an issue with your flight, the last thing you'll want is to come home to a house that has sustained storm damage. Though emergency restoration services can often assist in mitigation and restoration efforts, it's usually preferable to prevent damage to begin with. When it comes to storm tips and preparing for a trip, you can often prevent major problems by asking someone you trust to check on your house to make sure everything is okay when you're gone.
No one enjoys a delayed or canceled flight, but it can be wise to prepare just in case you find yourself waiting in an airport or staying an extra night away from home. Strategically packing your carry-on bag, asking about compensation and asking someone to check on your home while you're away can help you to handle a canceled or delayed flight like a pro.
Gain a Better Understanding of Commercial Storm Coverage
Hurricanes and major wind events cause major loss of life and extensive damages nearly every year
The terminology of storm insurance coverage is one key to better understanding your policy. It follows the pattern of other insurances, but at times it has its own vocabulary. For example, storm coverage makes use of deductibles, but recently the industry has moved toward percentage deductibles instead of fixed deductibles. This means the deductible is based upon a percentage of the insured value of the property instead of a fixed dollar amount which is more common in auto policies. This limits an insurer's exposure to catastrophic losses should a big event like Hurricane Katrina hit an area.
A Definition of Key Terms
Knowing the language of insurance coverage is one path to understanding. Here are some terms that may be in your storm insurance policy:
Mandatory Deductibles are determined by insurance rules, regulators or state law, or by the insurer
A Market Assistance Plan is a referral system that connects companies looking for insurance in touch with insurance companies looking for more business
Optional Deductibles allow policy holders in less vulnerable areas to pay higher deductibles in return for lower premiums
A Trigger is an event where a hurricane deductible is applied
Coverage for a major storm in Shoreline, WA, is subject to the language of your policy. A better understanding of your insurance coverage allows you to make changes and adjustments that protect your company's assets while keeping premiums affordable.
A Plan for Protection
Hurricanes and major wind events cause major loss of life and extensive damages nearly every year. A business needs to protect itself with a comprehensive disaster plan. Mitigating losses after a storm hits should be part of the plan. Working with a storm damage remediation company that is Faster to Any Size Disaster in Shoreline, WA, is an important step. Fast cleanup and water removal will reduce losses. Knowledge of your storm insurance will result in a better policy.
Risks of Driving Through Flooded Streets
Never drive through a flooded roadway
Be Aware of The Dangers of a Flooded Street
Flooding can do major damage. Not only to your home and vehicle but your life as well. Be aware of the dangers of a flooded street in Richmond Beach, WA, and get out of the area safely.
Risk to Your Life
You take your life and the lives of others into your hands if you decide to venture out into a flooded street. Police will put barricades on highways to prevent drivers from heading into potentially dangerous flooded roads. Do not go around the barriers. Deciding to go around a roadblock puts you in danger of being swept away and drowning. You may also put first responders at risk if you need saving.
Risk to Your Vehicle
Water can do a lot of damage if it gets into your vehicle. It can get into the electrical circuits and cause a computer system failure. The failure, in turn, can affect the airbags and brakes. The more water in the vehicle, the more likely your vehicle can become a total loss. Don’t drive on a flooded street.
6 inches of water can cause the tire to lose traction. Twelve inches of rain can cause the car to float. 2 feet of water will carry away most vehicles, including trucks and SUVs.
Risk to Your Money
Different government agencies give warnings about flooded roads to keep you and your loved ones safe. These warnings can also save you money. Keep your money in your pocketbook by heeding caution signs.
Damage to your vehicle causes your car insurance to increase, not to mention the possibility of having to buy a new car if yours is considered a total loss. Paying the hospital bills after being injured can pile up.
Turn around, don’t drown. Pay attention to travel tips for the best routes to take if you need to get out. Turn on your local radio or television stations for recent updates or go to the social media pages of the emergency management agency in your area. Also speaking with a damage restoration specialist can give you more ideas about how to protect your property from flooding.
What to Expect After the Storm
Flooding damage in Kenmore, WA
When a storm happens in Kenmore, WA, hopefully your business can come through it with minimal damage. If flooding or heavy rains were involved and your business was highly impacted, issues need to be addressed immediately to ensure the damage doesn’t spread. This often means being prepared to tear out affected areas.
Water Is Water, Right?
Water damage in any form is sneaky. Even a slow leak can turn into mold breeding grounds and spread. Flooding or heavy rains can create the same problems and bring a few of its own. The difference between a simple leak and a flood leak is in the water itself.
Clean water – Typically the most common type of water damage, it is easy to clean and includes rain, condensation and water from leaky pipes.
Gray water – This type has some contaminants and comes from dishwashers, toilets and washing machines.
Black water – Floods and severe rain can accumulate debris and contaminated water, including sewage.
Dry, Remove, Replace
After flooding or rain subsides, it is necessary to tear out any materials that are damaged. The first step is dry the wet area. Getting the moisture out will reduce the risk of mold forming. Whether it’s carpet, wood or other materials, anything porous can be a welcoming locale for mold to grow.
Once the damaged areas are gone, a thorough cleaning is needed. This will also help in discovering if there was more damage than was initially thought. Local storm restoration professionals are the best bet to ensure it is properly disinfected. Lastly, it will be time to replace the affected areas. This may include drywall, flooring, carpeting and possibly even exterior siding.
While having to tear out parts of your building may be an unpleasant task, it’s vital to get your business back up and running after the storm. Taking the proper steps now will help you avoid problems down the road.
Are You Covered for Storm Damage?
Contact your insurance company and make sure you are covered
Does your homeowner’s policy cover potential damages from flooding, or do you need dedicated flood insurance? While your average policy may cover you in the event of high winds causing broken windows and roof damage, the number of insurers covering natural floods on typical homeowner’s policies is few and far between, meaning that storm damages caused by a natural flood are not protected against. Therefore, before making a flood claim or choosing a more specific policy, it is necessary to understand storm damages.
Basic Weather Losses
The way insurers protect people and their property is by putting together universal policies, which means that they present standard homeowners policies that cover weather events that most of the population experience. Therefore, an insurance claim on a standard policy for wind damage will probably be accepted while property loss caused by a flood typically won't be. To understand this level of decision-making, consider standard homeowner plans as coverage for basic weather losses, like wind.
Rare Weather Losses
A flood claim is not standard, and therefore, it requires a special policy. While there are parts of the country that experience annual flooding, most of the country does not, making this weather phenomena rare in the eyes of insurance providers.
While policies will inevitably change, one thing remains the same: the need for emergency remediation services in the Woodinville, WA, area. Whether or not you have adequate insurance, you will need the help of qualified professionals to restore your property after a disaster strikes.
Granted, insurance helps to reduce the costs of restoration, but it is needed regardless of coverage.
With the proper coverage, a flood claim does not have to be complicated. However, if you do not have flood insurance, then an insurer will likely pick your claim apart to reduce their liability. If you are concerned about potential flooding, then contact your insurance company and make sure you are covered.